Lend to Friends, Keep the Friendship

Simple loan management for friends and family. Set up loan terms, track payments, and send automatic reminders—without the awkward conversations.

No credit card required. Free forever for basic use.

Money and friendships rarely mix well

When you lend money to friends or family, things can get uncomfortable. Who wants to ask “Where's my money?” over dinner?Friendlyloansapp handles the reminders so you do not have to—keeping your relationships intact while making sure loans get repaid.

How It Works

Get started in minutes. No complicated setup, just simple loan tracking.

1

Create a Loan

Enter the loan amount, set up a payment schedule, and invite your friend or family member.

2

Track Together

Both parties can log payments and see progress. Automatic reminders keep everyone on schedule.

3

Close It Out

Once fully repaid, mark the loan complete. You both have a clear record of the transaction.

Everything You Need to Manage Personal Loans

Built for the unique challenges of lending between people who care about each other.

Clear Loan Terms

Set up repayment schedules, interest rates, and due dates upfront. No more awkward conversations about when money is due.

Automatic Reminders

Friendly payment reminders sent automatically, so you never have to be the one asking for money back.

Payment Tracking

See exactly where each loan stands with real-time payment tracking. Both lender and borrower stay informed.

Preserve Relationships

Keep money matters professional and transparent. When expectations are clear, friendships stay strong.

Shared History

Complete record of all payments and communications. Both parties have access to the same transparent history.

Multiple Loans

Manage several loans at once, whether you are lending to multiple people or tracking different amounts.

Frequently Asked Questions

Got questions? We have answers.

Is FriendlyLoans free to use?

Yes, FriendlyLoans is free for basic loan tracking between friends and family. We believe everyone should have access to tools that help preserve relationships.

Does FriendlyLoans handle the actual money transfer?

No, FriendlyLoans is a tracking and reminder tool. You handle payments through your preferred method (cash, Venmo, bank transfer, etc.). We just help you keep track of everything.

Will my friend know I set up a loan?

Only if you invite them. You can track loans privately, or send an invitation so both parties can view and update the loan together.

Can I set up interest on a loan?

Yes, you can add interest rates to your loans. FriendlyLoans will calculate the total amount owed and adjust the payment schedule accordingly.

What if someone misses a payment?

FriendlyLoans sends friendly, non-aggressive reminders. The tone stays warm because we know these are people you care about.

Is my financial information secure?

We take security seriously. All data is encrypted, and we never store bank account or payment details. We only track loan amounts and payment status.

Ready to Lend Without the Stress?

Join thousands of people who use Friendlyloansapp to keep their finances organized and their relationships strong.

Get Started Free

Free to use. No credit card required.